Your EU Merchant of Record, running on Payt's own payment infrastructure. Our in-house orchestration routes every transaction to maximize approval, and we handle compliance, fraud, disputes and recovery for you, in Europe and worldwide.
Customizable checkout builder, one-click upsell, split testing and AI cart-abandonment recovery. Built for international buyers and settled in EUR and USD.
Language, currency and payment methods adapted to each buyer's country.
Add a second offer after checkout, no re-authentication needed.
Test layouts and offers continuously and keep what converts.
AI flows across email, SMS and WhatsApp bring buyers back.
From memberships and courses to subscription boxes and multi-item plans, Payt World runs your recurring billing end to end. As your Merchant of Record, we handle payments, retries, refunds and compliance so renewals just work.
Upgrades, downgrades and plan changes are prorated automatically.
Let subscribers pause instead of cancelling, with retention reporting to catch churn early.
Failed renewals are retried by our payment infrastructure and recovered via email and SMS.
No third-party layer in the middle. Payt's own payment infrastructure, the same one that already powers Payt in Brazil, routes each transaction in real time, then cascades, retries and fails over automatically to lift approval and cut cost.
Best acquirer per transaction: BIN, geography, history and risk.
Declined payments re-processed through another acquirer automatically.
If a provider degrades, traffic reroutes with zero downtime.
Card data tokenized in hosted fields and every authorization risk-scored.
* Payt group platform data. Results vary by vertical, geography and payment mix.
Payt World OÜ, an EU company based in Estonia, sells to your customers on your behalf. Payments, compliance, refunds and disputes sit with us, so you can sell in Europe and worldwide without opening local entities.
Your product, your store, your brand
We handle it allPayouts net of platform fees, straight to your local bank account
A single agreement replaces local entities and processors in every country.
We run the fraud tooling and dispute workflows behind the scenes, so you stay focused on the product.
AML/KYC, sanctions screening, PCI DSS and GDPR managed as part of the platform.
Every seller and every product is reviewed before going live, and every transaction is monitored after. That is what keeps approval high and the network clean for everyone.
Company, owner and product documentation.
Identity, beneficial owners, sanctions and PEP checks.
Each listing checked against our acceptance policy.
Fee schedule, reserve and acceptance policy.
Checkout link issued, with ongoing monitoring.
KYC/KYB with electronic identity verification and beneficial-ownership checks for every seller, before listing.
Screening against OFAC, UN, EU and UK lists at onboarding and every 30 days after.
Real-time risk scoring with rules and machine learning, before settlement.
PCI DSS hosted card fields on a Payt-owned checkout. No card data at rest.
GDPR and LGPD compliant, with a dedicated Data Protection Officer.
Seller ads and sales pages follow our Advertising & Media Policy.
AML/CTF programme aligned with the FATF Recommendations, the EU Anti-Money Laundering Directives and Estonia's Money Laundering and Terrorist Financing Prevention Act. Read our Terms for Sellers and Advertising & Media Policy.
Real-time revenue and journey analytics, order tracking and proactive alerts. The same BI that Payt creators use to scale.
Our own infrastructure handles routing, cascade, retry and failover.
Network tokens, account updater, intelligent retry and ML.
AI risk scoring, dispute alerts and representment, keeping chargebacks low.
KYC/KYB, AML screening and PCI DSS handled as your MoR.
Payments, subscriptions and localized checkout, fully managed.
Failed payments and abandoned carts recovered via email, SMS and WhatsApp.
Revenue tools engineered into the platform: no bolt-ons, no extra vendors.
Our own payment infrastructure plus the EU Merchant of Record model means more revenue, less cost and less risk. All on one contract.
Where approval rates and chargeback control decide who scales internationally.
Routing tuned for demanding verticals where every basis point counts.
Prevention, alerts and representment, end to end.
Order tracking and reconciliation across carriers, with dedicated buyer support.
A specialist guides you through verification, product review and your first live checkout.
Data-driven guidance for your international operation, from approval to reconciliation.
Payt World answers your buyers directly, with a target first response of 5 minutes.
One transparent rate covers orchestration, compliance, fraud, recovery and support.
Higher volume or custom terms? Talk to sales.
Payt World is the Merchant of Record for the store you bought from. The charge on your card and the receipt in your inbox come from us. Questions about a purchase? Contact us at [email protected] before opening a dispute with your bank.
Read our Refund Policy and Terms for Buyers.
Orchestration, approval, recovery and compliance, all managed for you as your Merchant of Record.